Division 10 Highway
Employees' Credit Union
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    Inactive Account Policy & Fees

    Effective June 1, 2014           
     

    DIVISION 10 HIGHWAY EMPLOYEE'S CREDIT UNION

    337 N MAIN
    SIKESTON, MO 63801
    (573) 472-5373

     

    INACTIVE ACCOUNT POLICY 

    Definition of an Inactive Account

    Inactive accounts are defined as any account with a balance less than $250.00 of which there has been no activity of any kind for the past 12 months.

    Activity includes deposits, withdrawals and transfers (dividends posting to the accounts do not count as activity).

    If the account meets the criteria and the member has no other type of account (i.e. loans, etc.) then an inactive account fee will be assessed for every quarter the account has been and remains inactive. 

    Inactive account fees will not be charged to accounts belonging to any member less than 18 years in age.

     

                                          FEE SCHEDULE DISCLOSURES

                                                          (Effective February 1, 2017)

     

      DESCRIPTION

    FEE

    Share Account Transfer Fee (if over 6 transfers per month)

    $10.00/Transfer

    Insufficient Funds Fee (on ACH's and Checks)

    $35.00

    Stop Payment Fee

    $10.00

    Wire Transfer Fee

    $15.00

    Same Day ACH Transfer Fee

    $5.00

    Inactive Account Fee (charged quarterly)

    $5.00

     

     

    ANNOUNCING

    ELECTRONIC STATEMENTS ARE HERE 
     
    If you haven't signed up yet to receive your Credit Union statement via email, it is easy!
      
    Just give us a call @ 573-472-5373 or send us an
     e-mail to:  
    info@div10cu.com

     

     

    2017 Holidays Observed by Division 10 Highway Employees' Credit Union

    New Year's Day (Observed)
    Monday, January 2, 2017

    Martin Luther King Jr. Day 
    Monday, January 16, 2017

    Lincoln's Birthday (Observed)
    Monday, February 13, 2017

    Washington's Birthday
    Monday, February 20, 2017

    Truman Day
    Monday, May 8, 2017

    Memorial Day
    Monday, May 29, 2017

    Independence Day
    Tuesday, July 4, 2017

    Labor Day
    Monday, September 4, 2017

    Columbus Day
    Monday, October 9, 2017

    Veteran's Day (Observed)
    Friday, November 10, 2017

    Thanksgiving Day
    Thursday,  November 23, 2017

    Christmas Day
    Monday,  December 25, 2017
     

    ©2017 Division 10 Highway Employees' Credit Union