ROUTING #: 281582693

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Loans

 

Loan Rate Schedule

  Collateral (Title) Collateral (No Title) Unsecured (Signature)
Credit Score New Used New Used Rate Max Term Max Amount
A 701 + 3.00% APR 4.00% APR 4.50% APR 7.00% APR 10.75% APR 48 $7,500.00
B 651 - 700 3.50% APR 4.50% APR 5.00% APR 7.50% APR 11.25% APR 48 $7,500.00
C 601 - 650 5.00% APR 6.00% APR 6.50% APR 9.00% APR 12.75% APR 42 $5,000.00
D 551 - 600 9.00% APR 10.00% APR 10.50% APR 13.00% APR 16.75% APR 36 $3,000.00
E 500 - 550 11.00% APR 12.00% APR 12.50% APR 15.00% APR 18.75% APR 24 $2,000.00

 

 

Collateral

(Model Year)

Title No Title
Max Term Loan Value Max Term Loan Value
New * 2015 - Current 72 110% 60 100%

Used

2015 - Current 60 100% 60 80%
2011 - 2014 54 100% 54 80%
2008 - 2010 48 100% 48 80%
2007 or older 36 100% 36 80%
 

 * Considered New with less than 25,000 miles

 

Share Secured Loan

Rates in effect at time of loans = Current dividend rate + 2.25%

Maximum loan amount is shares available in members account for a term of up to 60 months

 

Provisions

The following rate additions apply to all loans except for Share Secured Loans:

+ 1.00% if payment is not set up as automatic withdrawal

+ 1.00% for all existing Division 10 loans that are refinanced

 

The following rate deduction applies to collateral secured loans:

- .10% with the purchase of GAP

 

APR = Annual Percentage Rate

Special Notice: Credit score does not guarantee approval of loan.

© 2017 Division 10 Highway ECU