Division 10 Highway
Employees' Credit Union
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  • Credit Union Membership
     
     

     

    Membership is a family thing. Pass it on!

     

    Who is eligible to join?

    • Employees and Retirees of MODOT Southeast District and MSHP Troop E, are eligible to join the Credit Union.  A minimum deposit to join is $31.00 of which $30.00 will be deposited to your share account (savings).  A member must keep this $30.00 share deposit minimum in their share account until such time the membership account is closed.  There is a one-time membership fee of $1.00.  All accounts are insured by NCUA up to $250,000.
       
    • A copy of the members and joint owners non-expired government issued identification (needs to verify social security number) is required before opening a membership account.
       
    • The share account may be a single or joint account.
       
    • Immediate family members of current members are eligible to join.  Immediate Family:  is defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin or legal guardian.  Also included are step, in-law and legally adoptive relationships.
       
    • A statement of account(s) will be mailed or e-statements can be emailed to each member at the end of each quarter.
       
    • Payroll deductions are available to active MODOT and MSHP for share deposits and/or loan payments.
       
    • Automatic loan payments can be and are encouraged to be made directly from a members’ checking account.
       
    • Members may apply for a loan immediately upon joining our Credit Union.
       
    • Dividends are paid on the average daily share balance.  Dividends are declared by the Board of Directors and posted to the share accounts on the first day following the end of each quarter.
       
    • The Credit Union does not charge any penalties for loans being paid off early.

     

    How do I start a membership account?

    To start your membership you must open a Share (Savings) with a deposit of $31.00 which will give you ownership in  Division 10 Highway.

       

    Once a Member, Always a Member!

     

    ©2017 Division 10 Highway Employees' Credit Union