337 N. Main, Sikeston, MO 63801
Effective: February 19, 2015
The types of personal information Division 10 Highway Employees' Credit Union collects and shares depend on the product or service you have with us. This information can include:
Division 10 Highway Employees' Credit Union does not disclose any non-public information about its members to anyone, except as permitted by law.
We will continue to adhere to the privacy policies and practices as described above, even if you decide to terminate your membership or become an inactive member.
Division 10 Highway Employees' Credit Union restricts access to its member's personal and account information to only those individuals who need to know that information to provide products and services of the credit union to its members. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard member's nonpublic personal information.
|Facts||What does DIVISION 10 Highway ECU do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us.
This Information can include:
When you are no longer our member, we continue to share your information as described in this notice.
|How?||All financial companies need to share members' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their members' personal information:
|Reasons we can share your personal information||Does Division 10 Highway ECU share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus||Yes||No|
|For our marketing purposes — to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes — information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes — information about your creditworthiness||No||We don't share|
|For our affiliates to market to you||No||We don't share|
|For non-affiliates to market to you||No||We don't share|
|What we do?|
|How does Division 10 Highway ECU protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Division 10 Highway ECU collect my personal information?||We collect your personal information, for example, when you:
|Why can't I limit all sharing?||Federal law gives you the right to limit only:
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
|Non-affiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
|Joint Marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to you.