Sign Up | Forgot Password?

Skip-a-Payment Program



How do I skip my loan payment?

You may skip your loan payment one time per 12 month period. If you have more than one qualifying loan you may request to skip-a-payment on each loan. A maximum of 3 skips are allowed for the life of the loan.


To skip your payment:

Apply Online - OR - Download Printable Form

1. Complete the Skip-A-Payment Form above. You may either apply online or print out the form and mail/fax/email it in. If you would like to request a skip for multiple loans, a skip-a-payment form is required for EACH loan. Please note, both the primary member and the co-borrower (if applicable) MUST sign the form.

2. There is a processing fee for this request. Skip payments not approved will not incur a processing fee. If applying online, submit the account number from which you would like the fee withdrawn. If mailing the form, enclose a check for the processing fee or complete the authorization to deduction the fee from your account.

3. All requests must be received no later than November 17, 2017 to skip the December 2017 payment(s).


Mail your form and payment/authorization to:

Division 10 Highway Employees’ Credit Union
ATTN: Skip-A-Payment
337 N. Main Street
Sikeston, MO 63801

You may also fax this form to: 573-472-5374 or email it to:


If you use payroll deduction for your loan payment, the funds will be available for withdrawal from your Credit Union account.

If your payment normally originates from another financial institution, we will cancel the payment for the month of December.

NOTE: If your loan is paid bi-monthly the skip-a-payment will allow you an extension for the entire month of payments.
Example: If your loan payments are due on the 15th and the 30th… you will be responsible for your November 30th and your January 15th payment.

If you have any questions, do not hesitate to call us at 573-472-5373, or you can send an instant message using our website contact form.



Skip-A-Payment Processing Fee of $25.00 is due and payable upon execution of the skip-a-payment. Processing fee will be returned to anyone not eligible to participate in this offer. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have been opened more than 6 months ago. Noted, both the primary member and the co-borrower/cosigner (if applicable) MUST sign and return this form. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to principal resulting in a larger final payment, or negative amortization. Interest will continue to accrue on your loan as it normally does. Certain restriction may apply and not all loans are eligible for this program. Program is subject to change.

© 2018 Division 10 Highway ECU