ROUTING #: 281582693

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Youth Accounts

 

Parents are the number one influence on their children’s financial behaviors, so it’s up to us to raise a generation of mindful consumers, investors, savers and givers. Education is one of the most important factors, when instilling lessons in finances to our children.

The MyCreditUnion.gov has developed Pocket Cents as a great tool for the credit union community. Feel free to look over the site and enjoy the resources available to you.

 

Little Tikes

By opening a Division 10 share account early, you invest in your child’s future and they start learning financial fundamentals from the very beginning. Saving is a key principle. People who make a habit of saving regularly, even saving small amounts, are well on their way to success. Teach them the power of pennies.

 

Account Type Age Range Opening Share Amount Minimum Balance
Little Tikes * 0 - 4 years Only $5.00 No Minimum Balance

 

Kids Klub

By joining Kids Klub, kids will become excited about watching their savings grow.  They learn money saving tips, along with how to keep track of deposits.  Teach them to be their own boss and pay themselves first by putting aside a portion of their birthday money, Christmas money, allowance, etc.  Let them use those developing math skills to keep track of their savings and get rewarded for those good grades.

 

Account Type Age Range Opening Share Amount Minimum Balance
Kids Klub * 5 - 10 years Only $10.00 No Minimum Balance

 

Benefits:

  • Cash incentives earned for school report cards 4 times a year!

 

Savvy Savers

Savvy Savers is an account dedicated to being the driving force behind propelling our future generations to be incredibly wise concerning their credit health.  Only Savvy Savers are eligible to apply for the Division 10 Scholarship Program.  As well, you have a trusted and loyal partner walking hand in hand….for their first loan (with bonus rate discount)... for first time lending promotion!  


Children with small amounts saved for college, are 3 times more likely to enroll and 4 times more likely to graduate from college!

 

Account Type Age Range Opening Share Amount Minimum Balance
Savvy Savers * 11 – 17 years Only $15.00 No Minimum Balance

 

Benefits:

  • Cash incentives earned for school report cards 4 times a year!
  • Eligibility to apply for Division 10 Scholarship

 

* Youth account must have an adult custodial parent or guardian as joint owner on the account.

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